Lighthouse Life may be a relatively new company (founded in 2018), but we are a seasoned team with more than 75 years of combined experience in the life settlement market. We are founded on the belief that seniors should benefit from their life insurance policies and that life settlements help the financial lives of seniors.

Our mission is to provide value to life insurance policyowners through life settlements. We operate with the highest standards of professionalism and transparency in the life settlement market.  We are committed to making life settlements accepted and accessible to American seniors and their families because life settlements provide life-changing resources to seniors and their families.

Lighthouse Life is proud to support the Alliance for Senior Health Care Financing, and HR7302, which would permit seniors to roll over some or all of the proceeds from a life settlement tax-free into investment accounts, which could then be used to cover the costs of qualified medical expenses.


Leadership team

Michael Freedman, Chief Executive Officer

Michael has been a leader in the life settlement market for the last 15 years. Most recently, he served as President of GWG Holdings, Inc. and its life settlement provider GWG Life, LLC. During his tenure the company achieved record purchases of life insurance assets. For 12 years prior, Michael led the life settlement market’s legal and regulatory development as head of Government Affairs at Coventry First. He was the driving force behind the passage of more than 60 state and federal laws that promote and regulate life settlements, protecting both seniors and investors. Michael has been an officer of the Life Insurance Settlement Association and the Life Settlement Institute. He also served as the Executive Director of the Alliance for Senior Health Care Financing, a Washington, DC-based advocacy organization.

Michael holds a Bachelor’s degree from the University at Albany and a Juris Doctorate degree from the University at Buffalo School of Law.


Michael Coben, Chief Distribution and Business Development Officer

Michael brings Lighthouse Life more than 30 years of expertise in building strategic alliances and managing successful teams. For 13 years he led national sales as SVP, National Distribution at Coventry. While there, he developed national alliances and increased distribution from all channels. In addition, he built and led a wholesale distribution platform that facilitated the purchase of more than 12,000 life insurance policies with a combined net death benefit of nearly $30 billion. Michael also served as the CEO of Coventry Securities LLC, a registered broker-dealer focused on variable life settlements. Earlier, he was a regional director for Jackson National Life’s Mid-Atlantic Region and a wholesaler at Manulife Financial.

Michael is a respected national educator and speaker and is a member of the Philadelphia Estate Planning Counsel and the Society of Financial Service Professionals. He holds a BA from Dickinson College and FINRA series licenses 7, 24 and 63.


Jim Dodaro, Chief Investment and Financial Officer

Jim has over 17 years of experience in life settlements and insurance-linked alternative assets. He previously structured and led operations for Coventry. While there, he developed the company’s start-up business plan, operationalized its business strategy and acquired nearly $30 billion of life insurance assets through the secondary market. Jim built and led the company’s financial analysis, asset valuation, financial underwriting, asset buying, trading and portfolio management platforms. He also developed new capital sources, business ventures, and product lines, and acquired deep expertise in life settlement asset management.

Jim holds a BS in Finance from Penn State University and an MBA from the University of Pennsylvania’s Wharton School of Business.


Andrew Brecher, Chief Operating Officer

Andrew has managed and directed operations and technology platforms in the life settlement market for more than 20 years. He was previously the Chief Information Officer at Coventry. While there, he was responsible for the design and implementation of the market’s first life settlement pricing and tracking system, and several other mission-critical enterprise and business intelligence systems. He has extensive experience in all aspects of information technology, operations, infrastructure and facilities management, on both domestic and international levels.

Andrew is an expert in cyber security and disaster recovery and received a certification in Cyber Security Management from the Information Systems Audit and Control Association. He holds a BS from Syracuse University’s Whitman School of Management.


Annemarie Long, Senior Vice President, Business Development

Anne leads the company’s efforts to develop and maintain strong alliances with our professional partners, helping to give more and more American access to life settlements. She has held executive leadership positions with Manulife, Merrill Lynch and with NFP, where she was CEO of the domestic and international life, annuity and long-term care businesses. Anne also brings us more than 35 years of experience as an insurance executive and strategy consultant. She is a regular speaker at industry and corporate events and conferences.

Anne chairs Temple University’s College of Liberal Arts Board of Visitors and is a past board trustee of The American College of Financial Services. She holds a BA and MPA from Temple University.


Kate Murphy, Senior Vice President, Business Operations

Kate has more than 20 years of experience in the financial services industry. She joined Lighthouse Life from Vanguard, where she most recently led a team of Relationship Managers working with nonprofit clients in Vanguard’s Institutional division. She also worked in the Office of the General Counsel as a project manager and as a leader of internal sales in their Financial Advisor Division. Additionally, Kate has 10 years of life settlement experience managing both sales and operations teams at Coventry. She holds a BA from The College of the Holy Cross and FINRA series licenses 7, 24 and 63. Kate is currently pursuing her MBA at Drexel University.